There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. The Sapphire Preferred does have an up to a $50 credit for hotel stays booked through the Chase Ultimate Rewards portal. At Chase, you’ll need at least $500 in total monthly direct deposits. Points are worth 1. C1 VX gets you lounge access, free AU and a 2X earn for $395, $300 back in portal travel credit and 10k points after the first year. . Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. We recommend having a FICO score of. It all starts with a sign-up bonus of. Note that the Sapphire Preferred card is the little sibling of the $550-annual-fee premium Chase Sapphire Reserve® which may make the Preferred a more appealing card to apply for since the. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Point transfers take a little extra work, but transferring your points could increase how much they. That’s worth up to $1,000 in travel. Daily Newsletter. The bottom line. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. Image Credit: Chase. 49% - 28. Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. Chase Sapphire Reserve® points are even more valuable, worth 50% more when used for travel. Chase Sapphire Preferred® Card. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. The Sapphire Preferred is also considered a mid-tier travel card, and it’s widely regarded as one of the best travel credit. Capital One Venture vs. 25 cents each if you have a Chase Sapphire Preferred® Card or 1. 1-2. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. There’s more to know about the Chase Sapphire Preferred’s fee structure than just the annual fee. Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. 5, while Sapphire Preferred's earning rate is 5. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most. Earning Points: See your Card Rewards Program Agreement (PDF) for more details. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. Each point in your Chase Sapphire Preferred® Card account or Ink Business Preferred® Credit Card account is worth 25% more when used this way. Just make sure you activate your subscription by December 31, 2024. Chase Sapphire Preferred Travel Benefits. The card recently introduced additional category bonuses to sweeten the deal: 5% on travel purchased through Chase. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. 25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. If Sapphire Reserve is the gold medalist, then the Chase Sapphire Preferred® Card deserves a close silver in the travel rewards card competition. Sapphire Preferred’s closest competitor—and our pick for the Best Travel Card—is the Capital One Venture Rewards Credit Card. Read Also On My Blog: Credit Card Inventory Update 2023: My Strategy For. Earn 5% cash back on first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Best at Citibank: Citigold® by. Chase Sapphire Reserve® is the winner over the Citi Prestige® Card . Shelle Santana discusses how protagonists Pam Codispoti and Eileen Serra shifted their focus to retaining customers. Points are worth 1. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now open. Best at Bank of America: Bank of America Preferred Rewards. The competitors would be Amex Plat and C1 VX. Both Chase and Amex offer several different redemption opportunities for their points. So if you spent $25,000, you'd earn an additional 2,500. Annual fee: $395. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. 2 days ago · Many of its competitors use a “hub-and-spoke” system, which filters a. Chase Sapphire Reserve is a better credit card overall because its points are more valuable. Best for online grocery shopping: Chase Sapphire Preferred. Although JPMorgan Chase and Bank of America are the 2 largest banks in the U. 31, 2025. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. However, we value Chase points at 2 cents per point, making 100,000. Earning the Chase Sapphire Preferred’s welcome bonus was much faster and easier than most other credit cards. Some background: The Chase Sapphire Reserve became a 2016 viral obsession, with a disproportionately high number of millennials applying for the travel points-heavy card — despite (or perhaps. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Chase Sapphire Reserve Fees. Earning Rewards With both cards, you. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. Its collection of travel and purchase protections, statement. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. 5,000 more bonus points if you add an authorized user and they make a purchase in first 3 months. The Chase Sapphire Preferred charges a variable APR of 21. It. The Venture Card, meanwhile, offers 75,000. Bio; Latest Posts;Sometimes, you’ll find that the standard welcome offer on the Sapphire Preferred is excellent. Earn 3x points on:The Chase Sapphire Reserve® currently offers a welcome bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. There is a 0% introductory APR. Their portal is better than Chase but still annoying to use, decent for a couple domestic flights. The Chase Sapphire Preferred also has a 1:1 point transfer rate to Chase’s travel partners. The Chase Sapphire Preferred has better point transfer capabilities that could push the value you could get from the bonus ahead of the Citi Premier’s offer -- particularly if you redeem for. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). With the Chase Sapphire Reserve, your points are worth 1. Rates and Fees. With the Freedom Flex, you earn $200 after spending $500 on. 5 points per dollar on Lyft through March 2025. Chase Sapphire Preferred benefits, from primary rental car insurance to $10 worth of free stuff each month, can get you a value that exceeds the card's annual fee. The Chase Ink Business Cash credit card includes the ability to: Earn a sign-up bonus after you spend a minimum amount on purchases within the first three months of opening the card. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. 0125, but your credit card will be charged the full remaining dollar amount. Welcome offers. 49%. The Capital One Venture Rewards Credit Card is the winner over the Chase Sapphire Preferred® Card . 25 cents per point in value. The Chase Sapphire Preferred® gives a $50 hotel credit when you book through the Chase Travel Portal vs the Chase Sapphire Reserve® which gets a broader $300 travel credit that is valid on travel purchases outside the Chase travel portal. If you like to travel, the Chase Sapphire Preferred is probably the best overall. In turn, its 60,000-point bonus is worth $750 in travel. If you have the Chase Sapphire Preferred® Card, your points are worth 1. Insider's valuations estimate this. The Chase Sapphire Reserve earns 3x points on travel purchases. If you want a mid-tier card with a lower annual fee: The Chase Sapphire Preferred Card is a good choice for earning Chase Ultimate Rewards points but with a lower annual fee of $95. Both come with manageable annual fees for beginners and experts, at $95 per year. QT9: Best for life science companies. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. That said, the Autograph card’s bonus spending requirement skews higher than some competitors, at $1,500 in your first three months. The Chase Sapphire Reserve®, a premium travel credit card, also comes with airport lounge access, an up to $300 annual travel credit and an up to $100 credit for Global Entry, TSA Precheck or. Credit Cards. 25 cents when redeemed for travel booked through Chase's online portal, operated by. . Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. Chase Sapphire Reserve vs. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. Additionally, this product is open to the general public and doesn’t require an invitation. Redeem toward most anything Disney at most Disney U. Maria Adams, Credit Cards Moderator. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. Based on the hypothetical annual spending above, here’s the verdict: card_name: 51,300 Chase Ultimate Rewards points per year. The bottom line. Its closest competition within the Chase credit card lineup is the Chase Sapphire Preferred ® Card. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. In my opinion this is the most well. Winner: Tie. Annual Fee: $95. Who shouldn't get the Sapphire Preferred? While many travelers should apply for the Chase Sapphire Preferred Card, certain types of travelers shouldn't go for the card. At $95 per year, it offers a simple two miles per dollar spent. The card is currently offering a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. S. When you book hotels through the Chase travel portal, you’ll get up to $50 in statement credits per year to reduce the cost of your reservation. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. Epicor. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. 4. Capital One Venture Rewards Credit Card. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. For savings. Bank Cash+® Visa. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account. Chase just reintroduced the lucrative 80,000-point welcome bonus on the Chase Sapphire Preferred® Card and added a new, elevated offer on the Chase Sapphire Reserve® worth 60,000 points. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. The card earns 1. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives. 49% to 29. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. ago. The new 80,000-point sign-up bonus represents the biggest welcome offer on the Chase Sapphire Preferred® Card in nearly two years. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. Rewards Program Agreement. com. Maintain $5,000 average daily balance in all Chase accounts and linked investment accounts. The benefits come through Visa. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. But an annual fee should not be the end. Which cards are better than the Chase Sapphire Reserve now that the annual fee and perks have changed? Here are some other alternatives to. The Platinum. As NerdWallet explained: “I have the Chase Sapphire Preferred, and virtually nothing gives me more pleasure when I pay and the cashier notices how gorgeous that card is. Chase Sapphire Banking. The new version of the lounge has snazzy. For years, the Chase Sapphire Reserve® has been the gold standard credit card in the points and miles world – and for good reason. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Amex Platinum Card — Uber Cash. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. If redeemed. Remember that points with the Chase Sapphire Reserve® can be worth 1. The J. Those bonus points are worth up to $750 in travel through Chase, which can cover the cost of the card’s membership fees for years. Earn 60,000 bonus points. That’s worth up to $1,000 in travel. The Chase Sapphire Reserve is the upgraded version of the Sapphire Preferred. A: Yes. Earn 2% on select card purchases and 1% on all other card purchases. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. 3X points with Reserve plus a $300 annual travel credit and 2X points with. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. For the rest of us, the heaviest cards in this review are the Luxury Card trio (22g). You must activate your subscription by Dec. Best Chase Credit Cards. This is thanks to a 25 percent points boost for. 1:1 point transfers to Chase travel partners including major airlines and hotels. The 60,000 points new account bonus is also worth a minimum of $600 ($750 booking travel through Chase), which covers the annual fee for many years. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. Dream bigger with the Disney Premier Visa Card from Chase. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now. But paying an annual fee of $550 upfront isn't for everyone. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. 24% and 25. The insurance benefits with the Venture X are better than those of the CSP. 4% or 5. With great travel perks like lounge access and big-time travel credits, it’s no wonder the card is so popular. With the Chase Freedom Flex, you can earn $200 cash back after spending $500 in the first 3 months. How to upgrade from Chase Sapphire Preferred to Reserve. Chase Freedom Flex℠*: Best for flexible. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. 25 cents per point when booking through the Chase Travel portal (instead of 1. For casual and heavy travelers alike, the Chase Sapphire Preferred is a better all-around package. Today, the publicly-available offer is: 60,000 bonus points after spending $4,000 on purchases in. The Amazon Secured Card is a no-annual-fee credit card—but cardholders are required to maintain an active Amazon Prime membership in order to earn rewards, which can cost as much as $139 per. Assuming that you have at least 30 transactions per month, EDP's earning rate is 4. 10% point bonus each year. Use any of these cards to pay. Cons. Best for Uber: The Capital One SavorOne Rewards Card. Best features: As a premier Ultimate Rewards card, the Sapphire Preferred allows you to get 25% more value when you redeem for future travel through the Chase Ultimate Rewards portal. Best at Chase: Chase Premier Plus Checking℠. Morgan Reserve card is the heaviest credit card we know about, weighing 27 grams. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. In reality, there are only two close direct competitors in terms of annual fee, and that’s the Capital One Venture (not the more premium Venture X) and the Citi. For example, if you have 10,000 points on your Chase Freedom Flex, 30,000 points on your Ink Business Cash and 60,000 points on your Chase Sapphire Preferred, you can pool all your points onto. The Chase Sapphire Preferred is a great choice for international travel, too, since it waives foreign transaction fees that usually amount to two or three percent of each transaction. Shop Peloton Bikes, Tread, Guide, or Row. The Platinum Card’s $695 annual fee is exceptionally high -- even for a premium travel card. The Priority offers 7,500 bonus points each cardmember anniversary year, a $75 annual Southwest. THE POINTS GUY Let's start with a side-by-side comparison of the. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. If you were to downgrade the Chase Sapphire Preferred in Jan 2019 to a Chase Freedom card and apply for the Chase Sapphire Reserve, you would not qualify for the bonus due to the 48. 5-3-1. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. You won't have Priority Pass lounge access any longer, but you'll still be. The Chase Sapphire Reserve® has a much higher annual fee — $550,. The Sapphire Reserve's most natural competitors are another card. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. 3. If the Ultimate Rewards points were redeemed for travel via the Chase travel portal, the value would be $270 (1. Maintain $1,500 minimum balance. Most Prestigious Credit. The Chase Sapphire Preferred® Card is a great travel rewards credit card that offers valuable benefits and rewards. com or ESPNPlus. Intro APR: None. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. Chase Sapphire Reserve. Both cards charge a $95 annual fee and waive foreign. Chase Sapphire Preferred Benefits. Activate by July 31, 2024. com, Hulu. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. And t hat's where the Chase Sapphire. If you’re focused on earning and redeeming rewards for travel, and you’d like to save on the costs of an annual fee, we think the Chase Sapphire Preferred® Card. That effectively brings the fee down to $250. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). Additionally, it offers flexible point redemption options, no foreign. Annual fee: $395. When you account for the card’s various perks, including the welcome bonus, 10 percent. . As a premium (read: annual fee-charging) travel card, Chase Sapphire Preferred has two advantages over the Chase Freedom in this respect: a 25% redemption bonus when you redeem your rewards for. Best for Uber credits: American Express® Gold Card. Best at Bank of America: Bank of America Preferred Rewards. The Chase Sapphire Reserve’s annual fee is slightly lower at $550. Chase Sapphire Preferred. Southwest® Rapid Rewards® Performance Business Credit Card. 850 Good - Excellent If you like to eat out or order in, Chase Sapphire Preferred® is a great pick with tons of meal-related and travel perks for you to enjoy. locations and for a statement credit toward. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. The Preferred ranges from 21. United Quest℠ Card. Rating. NOT FDIC INSURED. The Chase Sapphire Preferred® Card comes with a bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Sapphire Reserve: Rewards and bonuses. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. The Chase Sapphire Reserve stands as one of the best travel credit cards. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Which cards are better than the Chase Sapphire Reserve now that the annual. If you would otherwise put a significant amount in travel purchases on the card, then the. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. Chase has kicked off 2023 with some big, bad changes to the Pay Yourself Back benefit for both Sapphire Preferred and Sapphire Reserve cardholders. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. It offers numerous benefits that can easily justify its $95 annual fee. Ink Business Preferred Credit Card: Best for small business owners. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Let's look at how these two cards stack up in a head-to-head comparison. However, it also comes with perks the Sapphire Preferred doesn't offer including up to a $300 statement to reimburse you for travel purchases. Rewards Rate. And worst of all, Chase has finally removed Airbnb as an option. It offers extensive access to airport lounges, a yearly credit up to $200 for incidental. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. 1-3. That. The Chase Sapphire Preferred® Card is one of the best travel credit cards for beginners and experienced travelers alike. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. If you're. Beyond that, Hyatt award rates can be incredibly low compared to some competitors. The best credit cards of November 2023. Offer ends Mar. The Chase Sapphire Preferred is currently offering a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. 1. The Chase Sapphire Preferred is an excellent travel rewards card, but it’s got plenty of competition if you’re looking for something cheaper or better. Winner: Chase Sapphire Reserve. The Chase Sapphire Preferred® Card has become a household name in the travel rewards world – and there’s good reason for that. The Chase Sapphire Preferred also comes with two huge advantages that make it stand out from the competition — and well worth the $95 annual fee. 3x points on travel booked via Chase Ultimate Rewards portal. Welcome Bonus. Cardholders earn 5 points per $1 on travel purchased through. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. Both. Annual Fee: $550. Best cards for earning Chase Ultimate Rewards. $550 annual fee †; $75 for each authorized user †. 9% on all orders. Purchase protection adds additional peace of mind for purchases made with your card. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. The balance transfer APR is also the same, and there is no introductory APR for either card. The initial sales of chase sapphire reached the sales target, but the net revenue of the company dipped after completion of 1 st year. It also has CDs with low minimum opening deposits. Insider pegs Chase Ultimate. The Chase Sapphire Preferred and the Citi Premier have a lot in common: With sizable welcome bonuses, good returns on spending, transferable points, and manageable annual fees, they’re both excellent. The Chase Sapphire Preferred’s welcome bonus, on the other hand, is worth $750 when you book travel through the Chase Ultimate Rewards portal. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. That’s a solid bonus with a reasonable spending requirement. Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $. Like most travel cards, it’s not a great option for carrying a balance. For example, 50,000 points would be worth $625 in travel. Points are worth. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. 25 cents per point through the Ultimate Rewards travel portal. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. Chase Sapphire. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. Sapphire is our premier credit card for travel and dining. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. 60,000 Ultimate. I value Ultimate Rewards points at 1. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. New cardholders signing up for the Chase Sapphire.